Experience The Freedom of Checkbook Control

We establish Self-Directed retirement plans for our clients that are set up with “checkbook control”.   Our clients receive the highest quality, personalized service at very affordable rates, in all 50 states. You can invest in real estate, mortgage notes, trust deeds and other non-traditional investments. To gain checkbook control one of following structures is used:

Contribute up to $59,000 into your account
Tax-free growth with a Roth 401k account
Eliminate custodian fees forever
Borrow up to $50,000 from your account
Have checkbook control of your account
After-tax Roth contributions up to $24,000/yr
Become your own bank
Achieve true diversification!
Use non-recourse financing to buy real estate in your plan without being subject to UDFI Tax
Make investments quickly, without custodian consent!
Invest in real estate, mortgage notes, precious metals, tax-liens & tax-deeds, private lending and much more!

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Solo 401k for owner-only businesses- Product Box
Checkbook IRA for small business owners

Eliminate ‘red tape’ and custodian delays
Unlimited investment options
Minimize custodian fees
Liability protection of the LLC
Have checkbook control of your account
Direct access to your retirement funds
Cost effective
True diversification
Tax-deferred or tax-free growth
Act quickly, without custodian consent
Asset & creditor protection
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See What Our Clients Are Saying

IRA Makeover Reviews

Dmitriy and his staff were consummate professionals. I rolled my Solo 401 (k) into a Self Directed Solo 401 (k), and encountered some issues with the former holder of the funds. Dmitriy stepped into the conversation with the other facility and handled it smoothly and confidently. He connected me with a bank that offered the specific account I needed when I couldn’t find one on my own, and most importantly, did everything he said he would, on time. 

Mindy Jensen
Longmont, CO
BiggerPockets Community Manager
IRA Makeover Reviews

We are really thankful to have our Solo 401K setup and to have the freedom to invest in a wider variety of investment options. For us this has been investing in tax liens in Florida. We just received our first redemption check in the mail. We made 5% in a week investing in two tax liens that were paid off within a week of our purchase of them. We are excited to wait for more checks in the mail as other tax liens are redeemed. The freedom to invest where we choose allows us to take that money we just earned and reinvest it the moment it clears the bank. It really is awesome to not have someone in an office somewhere who has to approve every unconventional investment we make. Thank you for your services and the very educational website you have setup. I have referenced it many times for details of how our account is to work. We are very pleased and investing for retirement is now fun rather than nerve racking.

Jenny and Royce Tyler
Ammon, ID
BiggerPockets members 
Solo 401k Reviews

As an experienced, but creative, real estate investor, I’m always looking for additional ways to finance my investment properties and save on taxes. For years, I have heard of the incredible benefits of the Solo 401(k) but never bothered to look into it, as every article and video seemed too complicated. After reading “IRA Makeover” from SenseFinancial, I finally feel like I have a grasp on how it all works and why I need one now. I am working with Dmitriy and his team to set up my Solo 401(k) and am excited to begin this new journey.

Brandon Turner
Montesano, WA
Brandon Turner
VP of Communications
co-host of the BiggerPockets Podcast
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Can You Afford To Retire?

The realty of today’s investing atmosphere is this: the stock market is unpredictable when a sudden downturn can happen overnight, savings accounts offer minimal interest that could be easily swallowed up by rising inflation, and Social Security will or will not being able to fulfill its obligations in the future. And yet any gains you may get from investments may still be subject to high tax charges.

Contact Us Today And Learn

 The absolute fastest way to accumulate massive amounts of tax-free cash so you can be financially free.
Tax free wealth secrets used by some of America’s richest companies and wealthiest individuals
How to set up your own private bank that will never turn you down
How to put nearly ten times more into your retirement account than an IRA allows

How to say goodbye forever to your IRA custodian, their fees, confusing paperwork and their snail’s pace that can kill your deals.
How to stop paying interest to your credit card and pay it to your own retirement account.
How to use debt financing and never pay a dime in taxes.
How to put even more money into your tax free account than the IRS allows…legally

What Our Clients Are Saying:

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Sense Financial Services LLC is located in southern California, but services clients in all 50 states.

Sense Financial Services, LLC
Sense Financial Services, LLC

Professional References

Checkbook IRA Services

Crystal Han

National Manager, 360 Investments
“We refer our investors to Sense Financial to help them maximize tax benefits and take full control of their retirement accounts through the use of self-directed Solo 401(k) with checkbook control.”

Sensei Gilliland

President, Black Belt Investors
Dmitriy offers a fantastic service for real estate investors that also includes qualities of attentiveness, high integrity and always looking out for the best interest of his clients.”

IRA Makeover Book Review By Black Belt Investors
Checkbook IRA Services

Stephen Hall

CEO, Robert Hall & Associates
“I recommend services Sense Financial offers and refer our clients to them. Each client received the best possible service. Every entrepreneur should be aware of the self-directed Solo 401k Plans they offer and I will continue to recommend their services.”

Client Testimonials

Tracy- Solo 401k Client Testimonial

My concern was being a Florida resident with Sense Financial being located on the West coast.  They quickly overcame that concern for me, always responsive to any query I had, and even worked extended hours seeing I was on the East coast.

Tracy H. – Saint Petersburg, Florida

Daniel- Client Testimonials

The process was extremely easy and very smooth. Their excellent team lead me step by step all the way through the process. Even after my account was set up they continued to reach out to me and answered all my questions. I highly recommend Sense Financial!

Daniel L. – Morehead, KY

Celeste- Solo 401k client testimonial

They were fantastic at getting me set up with my Solo 401k. All my phone calls and emails were attended to immediately and they always answered my (many) questions with information that was easy to digest and understand.  Thanks so much for your help and for putting my mind at ease!

Celeste P. – Los Angeles, CA

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