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Terms and Conditions

Sense Financial Services LLC (SFS) provides certain services to you that are subject to the following Terms and Conditions (“TAC”). SFS reserves the right to update the TERMS AND CONDITIONS at any time without notice to you.


All of the information contained on this website is a general discussion for informational purposes only.  Sense Financial Services LLC does not provide legal, tax or investment advice.   Nothing of the foregoing, or of any other written, electronic or oral statement or communication by Sense Financial Services LLC or its representatives, is intended to be, or may be relied as, legal, tax, investment  advice, statements, opinions or predictions. Prior to making any investment decisions, please consult with the appropriate legal, tax, and investment professionals for advice.


The Services provided by SFS are for your personal use. Any commercial use is prohibited without SFS’s prior express written consent. Any information, service or products you obtain from the Services may not be modified, distributed, transmitted, copied, displayed, reproduced, licensed, published, performed, transferred or sold; nor may you create any derivative works therefrom.


Throughout this website, SFS will provide you with access to a variety of resources. These resources include various educational materials, media, product information, third party vendor products & services, and other miscellaneous sources (collectively “Services”). The Services, including any updates, enhancements, new features, and/or the addition of any new properties, are subject to the TERMS AND CONDITIONS. Payments made for all products and services are nonrefundable.


You must not use the Services for any purpose that is unlawful or prohibited by these TERMS AND CONDITIONS. Any violations of these TERMS AND CONDITIONS will result in the revocation of (a) your right to use the Services, and (b) any username and password you may have been issued. You must not attempt to gain unauthorized access to any Services, other accounts, computer systems or networks connected to any SFS server or to any of the Services, through hacking, password mining or any other means. You must not use the Services in any manner that could damage, disable, overburden, or impair any SFS server, or the network(s) connected to any SFS server. You further agree that you will not interfere or attempt to interfere with any other party’s use and enjoyment of any Services. You must not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services.


Certain Services will require you to register with SFS. If such registration is required, you must provide us with current, complete and accurate information as prompted by the applicable online registration form. SFS will supply you with a username and password once you have supplied the required information. It is your sole responsibility to maintain the security and confidentiality of your password and account. You also have sole responsibility for any and all activities that occur under your account. In the event you become aware of any unauthorized use of your account or any other breach of security, you agree to notify SFS immediately and to provide all the facts and circumstances of the incident(s). SFS shall have no liability for any damages or loss of any type that you may incur as a result of someone else using your password or account, whether you authorized that usage or not. You acknowledge that you could be held liable for damages or losses incurred by SFS or another party should someone else use your account or password, whether you authorized that usage or not. You must obtain the prior express permission of the account holder in order to use some other person’s account.


Our Privacy Policy is located here:


SFS and/or its respective affiliates make no representations about the suitability of the information contained in the documents and related graphics published as part of the services for any purpose. All such documents and related graphics are provided “as is” without warranty of any kind. SFS and/or its respective affiliates hereby disclaim all warranties and conditions with regard to this information, including the following:

All warranties and conditions of merchantability, whether express, implied or statutory; all warranties of fitness for a particular purpose, title and non-infringement. Neither SFS nor its respective affiliates shall have any liability for any special, indirect or onsequential damages or any damages whatsoever resulting from loss of use, data or profits, whether based on actions arising from contract, negligence or any other tortious action. This waiver and release includes damage any and all claims arising out of or in connection with the use or performance of information available from the services.


The links in this area will let you leave SFS site. The linked sites are not under the control of SFS. You agree that SFS is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. SFS is not responsible for webcasting or any other form of transmission received from any linked site. SFS provide these links to you only as a convenience. The inclusion of any link does not imply endorsement by SFS of the site or any due diligence by SFS in reviewing the material on any such linked site.


SFS has exercised good faith in making available the services. Nevertheless, you understand and acknowledge that the services, together with related documents and graphics, could include technical inaccuracies or typographical errors. You must exercise your own due diligence in reviewing and assessing the services and the suitability of the services for your own facts, circumstances and situation. Changes are periodically added to the information herein. SFS and/or its respective affiliates may make improvements and/or changes in the product(s) and/or the program(s) described herein at any time.


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