Dmitriy Fomichenko

Dmitriy is the founder and president of Sense Financial Services LLC, boutique financial firm specializing in self-directed retirement accounts with checkbook control. He began his career in financial planning and real estate investing in 2000. He owns multiple investment properties in various states and is a licensed California Real Estate Broker. Over the years, he has instructed hundreds of investment and financial planning seminars and has mentored thousands of investors.


  1. Rick Bartosik
    May 10, 2017 @ 7:54 am

    Good morning. My wife and I are interested in purchasing real estate through our solo 401k plan. Our goal is to buy land that could be used as a retirement home in the future or a safe haven investment. We do not have plans on creating a rental position strictly ownership for future use. Could we use our plan for this purpose or does the property need to generate revenue back into the plan as a rental, etc? Thanks.


  2. Dmitriy Fomichenko
    May 11, 2017 @ 12:21 pm

    Rick, you can buy a land in your Solo 401k plan that can be used in the future to build a retirement home on. I don’t see how you can rent out just a land without a house so just holding on to it as an investment is fine. However, before you can start using property personally you would have to distribute it out of your 401k as “in-kind distribution”.


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