Dmitriy Fomichenko

Dmitriy Fomichenko is the founder and president of Sense Financial Services LLC, a boutique financial firm specializing in self-directed retirement accounts with checkbook control. He began his career in financial planning and real estate investing in 2000. He owns multiple investment properties in various states and is a licensed California Real Estate Broker. Over the years, he has taught hundreds of investment and financial planning seminars and has mentored thousands of investors.


  1. Frank Ortado
    May 4, 2020 @ 12:59 pm

    Dmitriy, thanks for sending this information.

    I had a loan (50K) in November 2019 from my employer 401k however due to the Covid 19 on March 8th, 2020 I am now seperated from that company. I am looking for what my options are to get extensions i.e. 3 years to pay it back. I had a 5 yr pay back which is 4 1/2 left however that will go in to default in the coming months.


    • Dmitriy Fomichenko
      October 20, 2020 @ 3:40 pm

      Frank, you need to contact your plan administrator and seek guidance from them.


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