The beginning of the new year is a great time to take control of your financial situation and save money. Start by assessing where you are and where any possible issues may lie. With LegalShield, any potential legal problems can be resolved at a reasonable rate.
Tips to save money
One of the best ways to start is checking your credit report. The Fair Credit Reporting Act (FCRA) obligates the three main consumer credit reporting agencies—Equifax, Experian, and TransUnion—to provide you with a complimentary copy of their report once every twelve months.
You may order your free annual credit report online at annualcreditreport.com or by calling 1-877-322-8228. If you need help correcting any errors on your credit report, contact your LegalShield provider law firm today.
Check your bills and any collection notices carefully. Don’t ignore any collection notices- it will only lead to headaches, increased fees and potential legal action including wage garnishment.
Even if you can’t afford to pay a bill in full, you will want to work out a reasonable payment plan with the lender or collection agency. This can buy you time and save money in the long run. If you need assistance working out a payment plan or disputing an inaccurate bill, contact your LegalShield provider law firm and speak with an attorney.
- Review your insurance coverage
Review your policies to insure coverage for your property, noting any changes in your life and recent purchases. If you need help deciphering the terms of a policy or disputing a denied claim, call your LegalShield provider law firm for assistance.
- Start preparing your taxes
Don’t wait until the last minute to prepare your tax return. In the rush to complete returns last-minute, many filers omit deductions or overpay. Take the time early in the year to organize paperwork to make sure your filing is accurate.